Marlene Graham
Phone
(850) 566-3037
Fax
(850) 893-8254
Office
(850) 385-6685
Toll Free
(800) 741-1739
E-Mail Me
RE/MAX Professionals Realty
2030 Thomasville Road Ste. 3-B
Tallahassee, FL 32312
To Determine If You Can Pre-Qualify For A Loan Click Here
• • •
Understanding the Loan Process
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When to Refinance
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Mortgage as Investment
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Loan Purchasing Strategies
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Maximizing Your Buying Power
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No Closing Cost Refinances
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Rate Lock
• • •
Frequently Asked Questions
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Current Lenders
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Private Mortgage Insurance
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Paying Points
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Negative Amortization
• • •
Loan to Value Ratio
• • •
Mortgage Glossary
• • •
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Questions & Answers
Get the answers on home selling and buying.
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Escrow & Closing Costs - Q & A
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Q:
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What contingencies should be put in an offer?
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A:
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Most offers include two standard contingencies: a financing contingency, which makes the sale dependent on the buyers' ability to obtain a loan commitment from a lender, and an inspection contingency, which allows buyers to have professionals inspect the property to their satisfaction. A buyer could forfeit his or her deposit under certain circumstances, such as backing out of the deal for a reason not stipulated in the contract. The purchase contract must include the seller?s responsibilities, such things as passing clear title, maintaining the property in its present condition until closing and making any agreed-upon repairs to the property.
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Q:
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Where do I get information about closing costs?
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A:
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For more on closing costs, ask for the "Consumer?s Guide to Mortgage Settlement Costs," Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120 or call (415) 974-2163.
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Home Advice
Get the answers
on home selling
and buying.
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