
Marlene Graham
Phone (850) 566-3037 Fax (850) 893-8254 Office (850) 385-6685 Toll Free (800) 741-1739
E-Mail Me
RE/MAX Professionals Realty
2030 Thomasville Rd Ste 3B Tallahassee, FL 32312

To Determine If You Can Pre-Qualify For A Loan Click Here Understanding the Loan Process When to Refinance Mortgage as Investment Loan Purchasing Strategies Maximizing Your Buying Power No Closing Cost Refinances Rate Lock Frequently Asked Questions Current Lenders Private Mortgage Insurance Paying Points Negative Amortization Loan to Value Ratio Mortgage Glossary
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Questions & Answers Get the answers on home selling and buying.
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Whom to Contact (Other Mortgage Considerations) - Q & A
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Q:
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Where do I get information on who regulates lenders?
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The following regulatory bodies oversee lenders: * Comptroller of the Currency, Compliance Division, Washington, D.C., (800) 613-6743.
* Office of Thrift Supervision, Consumer Affairs, Washington, D.C., (202) 906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., (800) 934-3342.
Your state departments of real estate or commerce also may regulate the lenders in your area.
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Where do I get information on finding the best loan?
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For information on how to find the best home loan, check out this booklet: * "How to Shop for a Mortgage," by the Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; call (202) 861-6500.
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Where do I get information on lock-ins?
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For information on lock-in mortgage rates, check out this brochure: * "Consumer?s Guide to Mortgage Lock-Ins" from the Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; or call (415) 974-2163 to order.
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Where do I get information on mortgages?
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For information on mortgages, check out the following sources for information: * American Bankers Association; (202) 663-5000. * Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; (202) 861-6500.
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Where do I get information on correcting loan payments?
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The following auditing services can do a thorough review of residential mortgages for lender calculation errors: * Mortgage Monitor; 1372 Summer Street, Samford, 06905; (800) AUDIT-USA. * Loantech, (301) 762-7700. But keep in mind that these services come with a fee, and your lender should be able to work with you to make your own accurate calculation.
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Where can I get a list of mortgage brokers?
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For information on mortgage brokers, contact the National Association of Mortgage Brokers at (703) 610-9009
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Where do I get information on refinancing?
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For information on refinancing, the following booklet may be helpful: * "A Consumer's Guide to Mortgage Refinancings;" Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; call (415) 974-2163 to order.
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How do I monitor my ARM loan?
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Consumer Loan Advocates publishes a book with form letters and worksheets to help people who want to check mortgage payments or adjustments on their own. It costs $19.95 plus $4 shipping and handling. For a copy, write or call Consumer Loan Advocates, 655 Rockland Road, Lake Bluff, IL 60044; (847) 615-0024.
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Home Advice
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Copyright © 1998 PCL Media, Ltd.
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